Bankruptcy

Are overdue bills, harassing telephone calls from creditors, and threats of foreclosure causing you to lose sleep at night? An unexpected illness, loss of job, divorce, or other major life event can happen to anyone. Sometimes bad decisions people have made in the past surface in the form of financial difficulties.

At the Law Offices of Ed L. Laughlin, we help individuals file for Chapter 7 bankruptcy and Chapter 13 bankruptcy. If you are having financial difficulties and are in danger of losing your home and car, then you need attorney Ed Laughlin. Please contact our firm to arrange your free consultation.

Filing Chapter 7 or Chapter 13 bankruptcy will be dependent upon many factors, including whether or not you earn income. Chapter 7 is a liquidation of debt. Chapter 13 is a debt repayment plan that allows you to repay your debts over a three-to-five-year time frame. It is possible to save your house from foreclosure, save your car from repossession, put your mind at ease, and start over. Please contact our firm to discuss your options about filin bankruptcy.

We meet with our clients in an initial meeting. We encourage clients to fill out our online bankruptcy form prior to this first meeting. In the meeting, attorney Laughlin can review the bankruptcy forms and discuss with clients the advisability of filing either Chapter 7 or Chapter 13 bankruptcy. There may also be options that do not require filing bankruptcy.